What type of loan is right for me?

SMC Direct is approved with numerous investors that offer many different loan programs. If a first
mortgage is what you are looking for we have investors that will do A+ through F credit ratings.
Second mortgages are not a problem either. We are approved with investors that can offer up to
150% of your homes value. We also can help you get a home equity line if you do not want all the
cash up front. We can obtain both fixed and adjustable rates with terms of 5-40 years so the
payment fits your needs. In some cases we can set up a payment date that works around your
pay dates to help avoid those costly late payments. We want to help you get a loan that works
within your plans.